Helpful Fact Sheets for Homeowners in Trouble

The Minnesota Home Ownership Center has some great information for homeowners in trouble.  The most important thing for you to do is to seek help quickly once you know you have a problem – your options become more limited the longer you wait.

Below is a list of the center’s available fact sheets:

Is your mortgage Still Right For You?
The Foreclosure Process in Minnesota
Tips for Working with Your Lender
Understanding Workout Options
Making Home Affordable Fact Sheet
Foreclosure Sale Postponement Information
Foreclosure Sale Postponement Affidavit
How to Write a Hardship Letter
Sample Hardship Letter
Your Rights During Minnesota’s Redemption Period
Mortgage Debt Forgiveness
Tax Issues with Foreclosures and Workouts
Bankruptcy And Foreclosure: Frequently Asked Questions
Deficiency Judgments (lawsuits) After a Foreclosure
Financial Assistance For Displaced Homeowners (Dakota, Ramsey, Washington Counties)
Consumer Alert: Fees for Loan Modifications
Refinance Counseling Overview

  
The best thing of course if for you to give them a call and speak with a foreclosure counselor directly:

Phone: (651) 659-9336
Toll – Free: (866) 462-6466

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