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><channel><title>Twin Cities Real Estate Blog &#187; Info for Buyers</title> <atom:link href="http://www.twincitiesrealestateblog.com/category/info-for-buyers/feed/" rel="self" type="application/rss+xml" /><link>http://www.twincitiesrealestateblog.com</link> <description>Housing News, Opinion, Statistics and Homes for Sale</description> <lastBuildDate>Fri, 03 Sep 2010 20:57:24 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=abc</generator> <item><title>8 Predictions for 2010 Twin Cities Housing Market &#8211; August Update</title><link>http://www.twincitiesrealestateblog.com/2010/8-predictions-2010-twin-cities-housing-market/</link> <comments>http://www.twincitiesrealestateblog.com/2010/8-predictions-2010-twin-cities-housing-market/#comments</comments> <pubDate>Tue, 24 Aug 2010 19:51:38 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Crystal Ball Projections]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Mortgage Rates]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[Short Sales]]></category> <category><![CDATA[special financing]]></category> <category><![CDATA[tax credits]]></category> <category><![CDATA[housing market prediction]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1579</guid> <description><![CDATA[Below you will find my predictions from a January 7, 2010 blog post and my comments on each of those predictions as of August 24, 2010: Foreclosures will continue to come on the market and many will be scooped up quickly with multiple offers. Correct!  This has been the case so far this year, though [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/8-predictions-2010-twin-cities-housing-market/feed/</wfw:commentRss> <slash:comments>3</slash:comments> </item> <item><title>Fantastically Priced One Level Home for Sale in Stonemill Farms</title><link>http://www.twincitiesrealestateblog.com/2010/home-for-sale-stonemill-farms/</link> <comments>http://www.twincitiesrealestateblog.com/2010/home-for-sale-stonemill-farms/#comments</comments> <pubDate>Sat, 14 Aug 2010 03:25:36 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[New Listings]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1532</guid> <description><![CDATA[I rarely post my new listings to my blog because I don&#8217;t think of this blog as the place to so blatantly advertise myself.  Today I am making an exception because of the nature of my new listing at 2293 Vermillion Curve in Woodbury: This home is a bank owned (foreclosure) property but is truly in turn-key [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/home-for-sale-stonemill-farms/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Twin Cities Sudden Buyer&#8217;s Market</title><link>http://www.twincitiesrealestateblog.com/2010/twin-cities-buyers-market/</link> <comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-buyers-market/#comments</comments> <pubDate>Wed, 11 Aug 2010 13:07:55 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Crystal Ball Projections]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[tax credits]]></category> <category><![CDATA[1st time buyer credit]]></category> <category><![CDATA[buyer's market]]></category> <category><![CDATA[sdr]]></category> <category><![CDATA[tax credit]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1515</guid> <description><![CDATA[In just a few short months we&#8217;ve seen the number of houses available for sale per buyer (8.64) climb to levels we have not seen since late 2008 and up a whopping 63% from August last year! With buyer demand having slackened so substantially after the tax credit expiration even a relatively normal amount of [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-buyers-market/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>The Post Tax Credit Property Purchasing Plummet</title><link>http://www.twincitiesrealestateblog.com/2010/post-tax-credit-property-purchasing-plummet/</link> <comments>http://www.twincitiesrealestateblog.com/2010/post-tax-credit-property-purchasing-plummet/#comments</comments> <pubDate>Tue, 10 Aug 2010 14:11:34 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Crystal Ball Projections]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[tax credits]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1509</guid> <description><![CDATA[Have we found the &#8220;New Normal&#8221; in Twin Cities real estate activity?  I have to image we have.  For more than 3 months we&#8217;ve seen showing activity down 35% &#8211; 40% from the year prior: Twin Cities Pending Sales, which are signed contracts between a buyer and a seller, are experiencing a similar magnitude of [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/post-tax-credit-property-purchasing-plummet/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>USDA Rural Development Program Receives Cash Infusion</title><link>http://www.twincitiesrealestateblog.com/2010/usda-rural-development-program/</link> <comments>http://www.twincitiesrealestateblog.com/2010/usda-rural-development-program/#comments</comments> <pubDate>Thu, 29 Jul 2010 15:42:32 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Mortgage Rates]]></category> <category><![CDATA[city grants]]></category> <category><![CDATA[special financing]]></category> <category><![CDATA[100% financing]]></category> <category><![CDATA[rural development]]></category> <category><![CDATA[usda]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1458</guid> <description><![CDATA[According to the National Association of REALTORS, the USDA will once again have funding for their guaranteed loan program: &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;- Thousands of Rural Home Buyers Aided by Passage of Housing Funding Measure Washington, July 28, 2010 The restoration of the single-family rural housing program that would guarantee home loans for rural buyers was passed by [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/usda-rural-development-program/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Condo Associations Need FHA Approval To Remain Competitive</title><link>http://www.twincitiesrealestateblog.com/2010/condo-associations-need-fha-approval/</link> <comments>http://www.twincitiesrealestateblog.com/2010/condo-associations-need-fha-approval/#comments</comments> <pubDate>Mon, 26 Jul 2010 17:03:35 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[condos]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1445</guid> <description><![CDATA[This recent story below points out how important FHA financing is in today&#8217;s market and that the efforts of associations can improve or damage the saleability of their homes depending on how they are run.  FHA blanket association approval is only needed for condominium projects &#8211; townhome developments can be financed with FHA without the [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/condo-associations-need-fha-approval/feed/</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>1300 Sellers in Twin Cities Waiting for Lender Short Sale Approvals</title><link>http://www.twincitiesrealestateblog.com/2010/1300-short-sales-waiting-lender-approval/</link> <comments>http://www.twincitiesrealestateblog.com/2010/1300-short-sales-waiting-lender-approval/#comments</comments> <pubDate>Fri, 23 Jul 2010 12:51:54 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Crystal Ball Projections]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Short Sales]]></category> <category><![CDATA[short sales]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1424</guid> <description><![CDATA[Based on my personal analysis of our local MLS database, approximately 1300 Twin Cities sellers and at least as many buyers may be waiting for their offer on a short sale property to be reviewed and accepted/rejected/countered by the seller&#8217;s lender(s).  The number of buyers waiting for answers may be substantially higher than the number [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/1300-short-sales-waiting-lender-approval/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Edina Realty Twin Cities June 2010 Market Update</title><link>http://www.twincitiesrealestateblog.com/2010/edina-realty-june-market-update/</link> <comments>http://www.twincitiesrealestateblog.com/2010/edina-realty-june-market-update/#comments</comments> <pubDate>Fri, 23 Jul 2010 02:17:48 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1440</guid> <description><![CDATA[TWIN CITIES AREA June’s activity continued to lag as buyers appear to be taking a break after the tax credit hubbub. Those with closing delays will benefit from an extension of the tax credit closing deadline, allowing eligible taxpayers who contracted to buy a home before April 30 until Sept. 30, 2010 to close. Overall, [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/edina-realty-june-market-update/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>40% Of Twin Cities Home Purchasers Used FHA In 1st Half 2010</title><link>http://www.twincitiesrealestateblog.com/2010/40-percent-twin-cities-home-purchases-use-fha-2010/</link> <comments>http://www.twincitiesrealestateblog.com/2010/40-percent-twin-cities-home-purchases-use-fha-2010/#comments</comments> <pubDate>Fri, 09 Jul 2010 12:35:11 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Mortgage Rates]]></category> <category><![CDATA[special financing]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1356</guid> <description><![CDATA[The trend from 2009 continues: nearly 40% of all home buyers in the Twin Cities during the 1st half of 2010 used FHA Loan to finance their purchase.  This is up from just 2% in 2007! Why are so many buyers using FHA loans to purchase their home? Here are some reasons: FHA requires only [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/40-percent-twin-cities-home-purchases-use-fha-2010/feed/</wfw:commentRss> <slash:comments>3</slash:comments> </item> <item><title>Twin Cities Home Buyer Financing Over The Years</title><link>http://www.twincitiesrealestateblog.com/2010/twin-cities-home-buyer-financing/</link> <comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-home-buyer-financing/#comments</comments> <pubDate>Thu, 08 Jul 2010 21:49:02 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Mortgage Rates]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[special financing]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1336</guid> <description><![CDATA[I took some time today to go over some NorthstarMLS data (the Twin Cities area MLS data service) to see how home buyer financing has changed over the last few years and put together a few pie charts that I thought you might enjoy.  Click on each image for a bigger view: Buyer financing shifted [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-home-buyer-financing/feed/</wfw:commentRss> <slash:comments>4</slash:comments> </item> <item><title>How Much &#8216;Shadow Inventory&#8217; Is There?</title><link>http://www.twincitiesrealestateblog.com/2010/how-much-shadow-inventory-is-there/</link> <comments>http://www.twincitiesrealestateblog.com/2010/how-much-shadow-inventory-is-there/#comments</comments> <pubDate>Tue, 29 Jun 2010 18:47:44 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Short Sales]]></category> <category><![CDATA[foreclosure]]></category> <category><![CDATA[lender mediated]]></category> <category><![CDATA[reo]]></category> <category><![CDATA[short sale]]></category> <category><![CDATA[twin cities real estate]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1332</guid> <description><![CDATA[The National Association of REALTORS has put together a video discussing the amount and type of  &#8217;Shadow Inventory&#8217; nationally.  The biggest problem with such figures is that they are still based off of sampling &#38; definitions of what is or is not counted in the definition.  Regardless of what the actual number is, the video [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/how-much-shadow-inventory-is-there/feed/</wfw:commentRss> <slash:comments>9</slash:comments> </item> <item><title>Twin Cities Housing Forecast: It&#8217;s November in June!</title><link>http://www.twincitiesrealestateblog.com/2010/twin-cities-housing-forecast/</link> <comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-housing-forecast/#comments</comments> <pubDate>Tue, 22 Jun 2010 05:57:04 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Crystal Ball Projections]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[market statistics]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1315</guid> <description><![CDATA[(image courtesy MAAR) The anemic Twin Cities Pending Home Sales figures posted the last 5 weeks are both expected as well as disappointing.  While us REALTORS all knew that things post-tax-credit would be slower, I for one am rested and ready to really get back at it.  If we compare pending home sales since the [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-housing-forecast/feed/</wfw:commentRss> <slash:comments>6</slash:comments> </item> <item><title>Foreclosures &amp; Short Sales &#8211; What&#8217;s The Difference?</title><link>http://www.twincitiesrealestateblog.com/2010/foreclosures-short-sales-reo-bank-owned/</link> <comments>http://www.twincitiesrealestateblog.com/2010/foreclosures-short-sales-reo-bank-owned/#comments</comments> <pubDate>Thu, 17 Jun 2010 12:23:31 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1309</guid> <description><![CDATA[One of the biggest questions many of my buyers have is what a short sale or bank owned home means in terms of the house and the process? Below I&#8217;ve summarized some of the biggest differences, and have also made it into in a PDF one-page format if you&#8217;d like to print it. Traditional Seller [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/foreclosures-short-sales-reo-bank-owned/feed/</wfw:commentRss> <slash:comments>6</slash:comments> </item> <item><title>Twin Cities Pending Home Sales Continue Drop</title><link>http://www.twincitiesrealestateblog.com/2010/twin-cities-pending-home-sales/</link> <comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-pending-home-sales/#comments</comments> <pubDate>Tue, 08 Jun 2010 12:03:36 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[tax credits]]></category> <category><![CDATA[pending home sales]]></category> <category><![CDATA[twin cities real estate]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1283</guid> <description><![CDATA[Last week I discussed the precipitous drop in Twin Cities Pending Home Sales activity.  Today MAAR released another week&#8217;s activity report and the extended drop in buyer activity continues. While we had a few more pending sales than the week prior, we&#8217;re still 34.6% below the same week last year.  This great disparity is no [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-pending-home-sales/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How Much Should I Offer On A House?</title><link>http://www.twincitiesrealestateblog.com/2010/how-much-to-offer-on-house/</link> <comments>http://www.twincitiesrealestateblog.com/2010/how-much-to-offer-on-house/#comments</comments> <pubDate>Mon, 07 Jun 2010 14:40:33 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Questions and Answers]]></category> <category><![CDATA[making an offer]]></category> <category><![CDATA[offering]]></category> <category><![CDATA[what to offer]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1288</guid> <description><![CDATA[An answer to this question seems to be one of the most frequent I see consumers searching for on the web.  It seems that each day I see a consumer post it on sites like Trulia or Zillow. Determining what to offer on a house is a very important issue, but it is also one [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/how-much-to-offer-on-house/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> </channel> </rss>

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