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	<title>Twin Cities Real Estate Blog &#187; Media</title>
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	<link>http://www.twincitiesrealestateblog.com</link>
	<description>Housing News, Opinion, Statistics and Homes for Sale</description>
	<lastBuildDate>Tue, 07 Feb 2012 20:29:06 +0000</lastBuildDate>
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		<item>
		<title>3 Home Buyer Financing Lies</title>
		<link>http://www.twincitiesrealestateblog.com/2011/3-home-buyer-financing-lies/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/3-home-buyer-financing-lies/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 14:06:42 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[city grants]]></category>
		<category><![CDATA[General]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[special financing]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1952</guid>
		<description><![CDATA[#1 &#8211; Buyers need 20% cash down to buy a home Did you know that some buyers can still buy a home with NO DOWN PAYMENT?  The USDA Rural Development and Department of Veterans Affairs loan programs both offer 0% down payment options.  In the case of the USDA, it is income and location restricted. [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/3-home-buyer-financing-lies/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Home Buyer Financing Fallacy</title>
		<link>http://www.twincitiesrealestateblog.com/2011/home-buyer-financing-fallacy/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/home-buyer-financing-fallacy/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 00:02:30 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Mortgage Rates]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1939</guid>
		<description><![CDATA[For many months I&#8217;ve been hearing via almost every media channel out there that today&#8217;s home buyers are struggling to get financing &#8211; that banks have too high of standards and that many people are not able to get a loan. Funny thing is, that&#8217;s totally untrue. Buying a home is not only a big [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/home-buyer-financing-fallacy/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Foreclosures are a Lagging Indicator</title>
		<link>http://www.twincitiesrealestateblog.com/2011/foreclosures-are-a-lagging-indicator/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/foreclosures-are-a-lagging-indicator/#comments</comments>
		<pubDate>Tue, 25 Jan 2011 13:37:04 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Crystal Ball Projections]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Short Sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1747</guid>
		<description><![CDATA[Star Tribune reporter Jim Buchta ran a post on his blog discussing Minnesota Home Ownership Center&#8217;s data release showing that Minnesota pre-foreclosure notices rose in 2010 vs. 2009, albeit by only a small percentage. As seems to be the case with comments I see now on most news stories, there were a lot of idiots adding [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/foreclosures-are-a-lagging-indicator/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosures: Doing the Right Thing &#8211; Part II</title>
		<link>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing-ii/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing-ii/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 19:46:10 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1571</guid>
		<description><![CDATA[A few days ago I wrote about one couple&#8217;s decision to skip out on their obligations out of convenience, and today I found one that makes the last couple look like saints: Ohio Man Bulldozes Home to Avoid Foreclosure From what I hear, this isn&#8217;t illegal in many areas.  Since the guy owned the home [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing-ii/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Foreclosures: Doing the Right Thing</title>
		<link>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 14:18:05 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1565</guid>
		<description><![CDATA[Today there is an article in the Star Tribune discussing options for homeowners that are underwater.  Today this is a commonly discussed topic and one that shouldn&#8217;t be ignored.  The first couple in the article talk about their decision to walk away from their home.  The article discusses their reasoning for walking away and they [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Survey Bias Can Skew Anything</title>
		<link>http://www.twincitiesrealestateblog.com/2009/survey-bias-can-skew-anything/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/survey-bias-can-skew-anything/#comments</comments>
		<pubDate>Mon, 14 Dec 2009 18:29:20 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Ethics]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[bad surveys]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=758</guid>
		<description><![CDATA[I just responded to a survey of real estate agents that I get on a regular basis. While I don&#8217;t want to name names, the survey comes from a group inside the real estate industry.  The survey covers a lot of things like sales activity, inventory, types of sales, experiences during the sales, and forward-looking [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/survey-bias-can-skew-anything/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retailers Sinking Housing Market?</title>
		<link>http://www.twincitiesrealestateblog.com/2009/retailers-sinking-housing-market/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/retailers-sinking-housing-market/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 05:06:55 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Useless Ramblings]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=715</guid>
		<description><![CDATA[Could retailers be sinking the housing market? Ok, so I doubt they&#8217;re sinking the housing market but retailers are likely having some influence in the housing market today: When the annual holiday season rolls around, home buyer activity falls sharply and home seller activity wanes too. In addition, retailers are also throwing out their holiday [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/retailers-sinking-housing-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>CNBC Gets it Terribly Wrong</title>
		<link>http://www.twincitiesrealestateblog.com/2009/cnbc-gets-it-terribly-wrong/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/cnbc-gets-it-terribly-wrong/#comments</comments>
		<pubDate>Wed, 29 Jul 2009 15:41:57 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[cnbc]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[making home affordable]]></category>
		<category><![CDATA[refinancing]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=634</guid>
		<description><![CDATA[On Tuesday, July 28th, CNBC Host Dennis Kneale talked with CNBC&#8217;s Michelle Caruso-Cabrera and her recent experience in the Home Affordable Refinance Program (HARP).  See the video below: Dennis and Michelle got this story completely wrong.  This program is meant to allow homeowners who couldn&#8217;t refinance because of Loan-to-Value ratios, income, etc.  The only loans [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/cnbc-gets-it-terribly-wrong/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Jim Cramer: Housing Market Has Bottomed</title>
		<link>http://www.twincitiesrealestateblog.com/2009/jim-cramer-housing-market-has-bottomed/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/jim-cramer-housing-market-has-bottomed/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 12:40:50 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing market bottom]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=618</guid>
		<description><![CDATA[Jim Cramer on Tuesday&#8217;s show stated that we&#8217;re at a housing market bottom nationally (article).  Below is the video of this segment. While time will tell if Jim Cramer is right, on a local level I&#8217;m not ready to call a housing market bottom.  I do believe however that foreclosures have price-bottomed in our market. [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/jim-cramer-housing-market-has-bottomed/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>HGTV&#039;S HOUSE HUNTERS is Coming to the Twin Cities</title>
		<link>http://www.twincitiesrealestateblog.com/2009/hgtvs-house-hunters-is-coming-to-the-twin-cities/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/hgtvs-house-hunters-is-coming-to-the-twin-cities/#comments</comments>
		<pubDate>Thu, 04 Jun 2009 13:00:35 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Media]]></category>
		<category><![CDATA[hgtv]]></category>
		<category><![CDATA[house hunters]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=606</guid>
		<description><![CDATA[Received this info today.  Application is here. HGTV&#8217;s hit TV series, House Hunters, is coming to the Twin Cities and surrounding areas this summer and we&#8217;re looking for homebuyers and real estate agents who want to appear on the show! House Hunters follows buyers and their agents on the hunt as they find just the [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/hgtvs-house-hunters-is-coming-to-the-twin-cities/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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