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><channel><title>Twin Cities Real Estate Blog &#187; Personal Experiences</title> <atom:link href="http://www.twincitiesrealestateblog.com/category/personal-experiences/feed/" rel="self" type="application/rss+xml" /><link>http://www.twincitiesrealestateblog.com</link> <description>Housing News, Opinion, Statistics and Homes for Sale</description> <lastBuildDate>Fri, 03 Sep 2010 20:57:24 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=abc</generator> <item><title>Can Kevin Costner&#8217;s Centrifuges Save Minnesota Lakes?</title><link>http://www.twincitiesrealestateblog.com/2010/can-kevin-costners-centrifuges-save-minnesota-lakes/</link> <comments>http://www.twincitiesrealestateblog.com/2010/can-kevin-costners-centrifuges-save-minnesota-lakes/#comments</comments> <pubDate>Mon, 30 Aug 2010 12:50:42 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Lakeshore]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1595</guid> <description><![CDATA[While cleanup in the Gulf is still ongoing, it seems like Kevin Costner &#38; his company have left the public limelight just as quickly as they had come in to it.  In the last month I&#8217;ve been showing a client Minnesota lakeshore homes and it occurred to me that maybe this technology can save more [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/can-kevin-costners-centrifuges-save-minnesota-lakes/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>8 Predictions for 2010 Twin Cities Housing Market &#8211; August Update</title><link>http://www.twincitiesrealestateblog.com/2010/8-predictions-2010-twin-cities-housing-market/</link> <comments>http://www.twincitiesrealestateblog.com/2010/8-predictions-2010-twin-cities-housing-market/#comments</comments> <pubDate>Tue, 24 Aug 2010 19:51:38 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Crystal Ball Projections]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Mortgage Rates]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[Short Sales]]></category> <category><![CDATA[special financing]]></category> <category><![CDATA[tax credits]]></category> <category><![CDATA[housing market prediction]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1579</guid> <description><![CDATA[Below you will find my predictions from a January 7, 2010 blog post and my comments on each of those predictions as of August 24, 2010: Foreclosures will continue to come on the market and many will be scooped up quickly with multiple offers. Correct!  This has been the case so far this year, though [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/8-predictions-2010-twin-cities-housing-market/feed/</wfw:commentRss> <slash:comments>3</slash:comments> </item> <item><title>Foreclosures: Doing the Right Thing</title><link>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/</link> <comments>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/#comments</comments> <pubDate>Wed, 18 Aug 2010 14:18:05 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Media]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[Useless Ramblings]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1565</guid> <description><![CDATA[Today there is an article in the Star Tribune discussing options for homeowners that are underwater.  Today this is a commonly discussed topic and one that shouldn&#8217;t be ignored.  The first couple in the article talk about their decision to walk away from their home.  The article discusses their reasoning for walking away and they [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/feed/</wfw:commentRss> <slash:comments>4</slash:comments> </item> <item><title>2010 Twin Cities Pre-Foreclosure Notices up 20% vs 2009</title><link>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/</link> <comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/#comments</comments> <pubDate>Thu, 05 Aug 2010 16:25:32 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[foreclosures]]></category> <category><![CDATA[pre-foreclosures]]></category> <category><![CDATA[short sales]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1479</guid> <description><![CDATA[The Minnesota Home Ownership Center has been tracking pre-foreclosure notices received by foreclosure counseling agencies throughout Minnesota and just posted some updated charts that show 2010 pre-foreclosure notices are consistently higher than the same time frame in 2009.  Through June 2010, notices are up a considerable 20%: I don&#8217;t find these numbers very surprising: the [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>See Twin Cities Power Outages Online</title><link>http://www.twincitiesrealestateblog.com/2010/twin-cities-power-outages-online/</link> <comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-power-outages-online/#comments</comments> <pubDate>Mon, 19 Jul 2010 02:42:43 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[power outage]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1416</guid> <description><![CDATA[Don&#8217;t know how long this has been available but I came across Xcel Enery&#8217;s online power outage map &#8211; you can zoom in and scroll around to see where the damage from this latest storm was. Related Posts:Twin Cities Home Buyer Financing Over The YearsThe Post Tax Credit Property Purchasing PlummetTwin Cities Home Sales PlummetMortgage [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-power-outages-online/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Naughty People in Real Estate</title><link>http://www.twincitiesrealestateblog.com/2010/naughty-people-in-real-estate/</link> <comments>http://www.twincitiesrealestateblog.com/2010/naughty-people-in-real-estate/#comments</comments> <pubDate>Wed, 14 Jul 2010 12:22:12 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Ethics]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1389</guid> <description><![CDATA[The Minnesota Department of Commerce puts out a report of their &#8220;enforcement actions&#8221; against licensees in industries they regulate.  The DOC regulates  MN-chartered banks, debt collectors, notaries, insurance companies, mortgage companies, appraisers, and real estate agents/brokers. I find it interesting to see what people in the real estate field are caught doing and what their [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/naughty-people-in-real-estate/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Twin Cities Home Sales Have Best Week Since 2005</title><link>http://www.twincitiesrealestateblog.com/2010/twin-cities-home-sales-have-best-week-since-2005/</link> <comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-home-sales-have-best-week-since-2005/#comments</comments> <pubDate>Mon, 03 May 2010 22:47:51 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[tax credits]]></category> <category><![CDATA[accepted offers]]></category> <category><![CDATA[home buyer tax credit]]></category> <category><![CDATA[showings]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1202</guid> <description><![CDATA[Today the Minneapolis Area Association of REALTORS released their weekly update of housing statistics for the Twin Cities and showed that for the week ending 4/24/2010, there were 1184 properties in the 13 county region that went to &#8220;Pending&#8221; status, meaning an offer has been accepted by the seller and the property is no longer available for [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-home-sales-have-best-week-since-2005/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>First Time Buyer Homes In Short Supply In Twin Cities</title><link>http://www.twincitiesrealestateblog.com/2010/first-time-buyer-homes-in-short-supply-in-twin-cities/</link> <comments>http://www.twincitiesrealestateblog.com/2010/first-time-buyer-homes-in-short-supply-in-twin-cities/#comments</comments> <pubDate>Mon, 26 Apr 2010 22:19:41 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[tax credits]]></category> <category><![CDATA[foreclosures]]></category> <category><![CDATA[houses for sale]]></category> <category><![CDATA[tax credit]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1170</guid> <description><![CDATA[I have two buyers in the $125,000 &#8211; $150,ooo price range that are struggling to find houses when just a few months ago there was a lot more inventory to choose from.  This weekend my clients wanted to see a total of 11 houses &#8211; I found out that 4 were already sold subject to [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/first-time-buyer-homes-in-short-supply-in-twin-cities/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Foreclosures That Don&#039;t Close On Time</title><link>http://www.twincitiesrealestateblog.com/2010/foreclosures-that-dont-close-on-time/</link> <comments>http://www.twincitiesrealestateblog.com/2010/foreclosures-that-dont-close-on-time/#comments</comments> <pubDate>Mon, 26 Apr 2010 21:36:58 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[General]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1167</guid> <description><![CDATA[My two most recent closings where my buyers have bought bank owned (REO) homes have not closed on time due to delays from the seller. Today&#8217;s closing is delayed while we wait for the seller to sign the HUD-1 Statement as they were arguing what closing costs they would or would not pay, even though [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/foreclosures-that-dont-close-on-time/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>In A Short Sale, Who Represents The Lender?</title><link>http://www.twincitiesrealestateblog.com/2010/in-a-short-sale-who-represents-the-lender/</link> <comments>http://www.twincitiesrealestateblog.com/2010/in-a-short-sale-who-represents-the-lender/#comments</comments> <pubDate>Mon, 05 Apr 2010 18:40:15 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[foreclosure]]></category> <category><![CDATA[lender mediated]]></category> <category><![CDATA[short sales]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1156</guid> <description><![CDATA[Twin Cities February closed sales showed that bank owned foreclosures were 35% of the month&#8217;s closed units and short sales represented another 13% &#8211; making Lender-Mediated homes sales almost 50% of all residential home sales in the Minneapolis/St. Paul region. On a bank-owned home the Seller is of course the bank and therefore the Listing Agent [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/in-a-short-sale-who-represents-the-lender/feed/</wfw:commentRss> <slash:comments>1</slash:comments> </item> <item><title>Simple Explanation For Why HAFA Will Not Help Short Sales With 2nd Mortgages</title><link>http://www.twincitiesrealestateblog.com/2010/explanation-why-hafa-will-not-help-short-sales-with-2nd-mortgages/</link> <comments>http://www.twincitiesrealestateblog.com/2010/explanation-why-hafa-will-not-help-short-sales-with-2nd-mortgages/#comments</comments> <pubDate>Wed, 10 Mar 2010 18:42:17 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Crystal Ball Projections]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[2nd mortgages]]></category> <category><![CDATA[HAFA]]></category> <category><![CDATA[short sale]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1103</guid> <description><![CDATA[The always excellent Calculated Risk goes into the simple reasons why 2nd mortgage holders are unlikely to embrace HAFA. When a 2nd mortgage holder can only recover 3% of the loan or $3000, whichever is LESS, and they have to release the seller from all future liability, I can see why they will not be quick [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/explanation-why-hafa-will-not-help-short-sales-with-2nd-mortgages/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>How Much Commission is Too Much?</title><link>http://www.twincitiesrealestateblog.com/2010/how-much-commission-is-too-much/</link> <comments>http://www.twincitiesrealestateblog.com/2010/how-much-commission-is-too-much/#comments</comments> <pubDate>Tue, 23 Feb 2010 21:48:02 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Info for Sellers]]></category> <category><![CDATA[MLS Compliment & Criticism]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[New Construction]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[commission]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1045</guid> <description><![CDATA[Today I received an email from DR Horton offering 5% commission on select homes closing in the next 40 days: What I&#8217;m wondering is at what point do commissions get so lucrative that it can severely influence an agent&#8217;s actions in representing their buyer?  Since discussing &#8220;usual&#8221; or &#8220;typical&#8221; commissions in a public forum can lead [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/how-much-commission-is-too-much/feed/</wfw:commentRss> <slash:comments>2</slash:comments> </item> <item><title>Investors Competing with Home Buyers on Foreclosures</title><link>http://www.twincitiesrealestateblog.com/2010/investors-competing-with-home-buyers-on-foreclosures/</link> <comments>http://www.twincitiesrealestateblog.com/2010/investors-competing-with-home-buyers-on-foreclosures/#comments</comments> <pubDate>Wed, 20 Jan 2010 14:57:18 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[Info for Buyers]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[investors]]></category> <category><![CDATA[special financing]]></category> <category><![CDATA[cash offers]]></category> <category><![CDATA[first time buyers]]></category> <category><![CDATA[foreclosures]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=980</guid> <description><![CDATA[In the last 12 months I&#8217;ve had a few situations where my client&#8217;s offer on a foreclosure was rejected in favor of a cash offer.  In my office, I know of many others that have experienced the same thing. With the data provided by RMLS that I used yesterday to comment about FHA transactions, I am also [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/investors-competing-with-home-buyers-on-foreclosures/feed/</wfw:commentRss> <slash:comments>11</slash:comments> </item> <item><title>Destruction in Haiti</title><link>http://www.twincitiesrealestateblog.com/2010/destruction-in-haiti/</link> <comments>http://www.twincitiesrealestateblog.com/2010/destruction-in-haiti/#comments</comments> <pubDate>Thu, 14 Jan 2010 05:38:16 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=970</guid> <description><![CDATA[Google just put up some new satellite imagery of Haiti that can be viewed as a layer in Google Earth.  I just spent the last 1/2 hour taking a look and here are some of my thoughts: Most roads look passable Many people are in the streets and lots of debris around Some buildings total [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/destruction-in-haiti/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item><title>Think REALTORS Are Rich?</title><link>http://www.twincitiesrealestateblog.com/2010/think-realtors-are-rich/</link> <comments>http://www.twincitiesrealestateblog.com/2010/think-realtors-are-rich/#comments</comments> <pubDate>Wed, 13 Jan 2010 14:01:33 +0000</pubDate> <dc:creator>Aaron Dickinson</dc:creator> <category><![CDATA[Community Issues]]></category> <category><![CDATA[Foreclosures and Short Sales]]></category> <category><![CDATA[MLS Compliment & Criticism]]></category> <category><![CDATA[Market Stats]]></category> <category><![CDATA[Opinion]]></category> <category><![CDATA[Personal Experiences]]></category> <category><![CDATA[commissions]]></category> <category><![CDATA[realtor income]]></category><guid
isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=968</guid> <description><![CDATA[The 3 local REALTOR associations released 2009 housing statistics and I started going through them and my eyes were drawn to the number of closed sales in 2009 -  45,200. Since most sales have a Buyer&#8217;s Agent and a Seller&#8217;s Agent, we&#8217;re looking at a total of approximately 90,000 trasaction &#8220;sides.&#8221; The Twin Cities associations [...]]]></description> <wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/think-realtors-are-rich/feed/</wfw:commentRss> <slash:comments>1</slash:comments> </item> </channel> </rss>

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