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	<title>Twin Cities Real Estate Blog &#187; Questions and Answers</title>
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	<link>http://www.twincitiesrealestateblog.com</link>
	<description>Housing News, Opinion, Statistics and Homes for Sale</description>
	<lastBuildDate>Wed, 08 Feb 2012 15:00:00 +0000</lastBuildDate>
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		<item>
		<title>Townhome &amp; Condo Foreclosures Affect Other Unit Owners</title>
		<link>http://www.twincitiesrealestateblog.com/2011/townhome-condo-foreclosures-affect-other-unit-owners/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/townhome-condo-foreclosures-affect-other-unit-owners/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 14:26:23 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Condos & Townhomes]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1965</guid>
		<description><![CDATA[The Star Tribune has a piece titled: Whistleblower: Homeowners pick up the tab. The Strib just scratches the surface of this issue. When someone buys into a townhome or condo development, they are becoming part owner of a nonprofit corporation that has ownership of common elements in the development and responsibilities for maintenance, insurance, utilities, etc [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/townhome-condo-foreclosures-affect-other-unit-owners/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: Should I Refinance My Home?</title>
		<link>http://www.twincitiesrealestateblog.com/2010/qa-should-i-refinance-my-home/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/qa-should-i-refinance-my-home/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 15:23:46 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1617</guid>
		<description><![CDATA[With the ultra-low interest rates right now a lot of people are wondering if they should refinance their home.  It can make a lot of sense for anyone planning to stay in their home more than 3 years &#8211; but every case is different and there are no hard rules.  It is important to take [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/qa-should-i-refinance-my-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Should I Offer On A House?</title>
		<link>http://www.twincitiesrealestateblog.com/2010/how-much-to-offer-on-house/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/how-much-to-offer-on-house/#comments</comments>
		<pubDate>Mon, 07 Jun 2010 14:40:33 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[making an offer]]></category>
		<category><![CDATA[offering]]></category>
		<category><![CDATA[what to offer]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1288</guid>
		<description><![CDATA[An answer to this question seems to be one of the most frequent I see consumers searching for on the web.  It seems that each day I see a consumer post it on sites like Trulia or Zillow. Determining what to offer on a house is a very important issue, but it is also one [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/how-much-to-offer-on-house/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>100 Days Left to Take Advantage of Home Buyer Tax Credits</title>
		<link>http://www.twincitiesrealestateblog.com/2010/100-days-left-to-take-advantage-of-home-buyer-tax-credits/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/100-days-left-to-take-advantage-of-home-buyer-tax-credits/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 16:29:46 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Neighborhood Info]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[home buyer tax credit]]></category>
		<category><![CDATA[repeat buyer tax credit]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=953</guid>
		<description><![CDATA[As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed new legislation that: Extends the First-Time Home Buyer Tax Credit of up to $8,000 to first-time home buyers until April 30, 2010. Expands the credit to grant up to $6,500 credit to current [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/100-days-left-to-take-advantage-of-home-buyer-tax-credits/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Window Condensation and Cold Weather</title>
		<link>http://www.twincitiesrealestateblog.com/2010/window-condensation-and-cold-weather/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/window-condensation-and-cold-weather/#comments</comments>
		<pubDate>Sat, 02 Jan 2010 17:27:30 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Neighborhood Info]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=928</guid>
		<description><![CDATA[With the extremely cold weather we are having right now, many homeowners complain about wet or frosted over windows.  A little frost at the bottom of windows is to be expected &#8211; when that frost is very thick or covers a large part of the window, your windows are telling you that the house has too [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/window-condensation-and-cold-weather/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Traditional, Bank Owned and Short Sales &#8211; A Comparison</title>
		<link>http://www.twincitiesrealestateblog.com/2009/traditional-bank-owned-short-sales-comparison/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/traditional-bank-owned-short-sales-comparison/#comments</comments>
		<pubDate>Fri, 24 Apr 2009 11:00:55 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[lender mediated]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[traditional seller]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=561</guid>
		<description><![CDATA[Most of my buyers are NOT housing experts&#8230; they are &#8220;regular people&#8221; and are experts in whatever field they work in but not in real estate.  That&#8217;s just fine because that&#8217;s why people like me have jobs doing what we do!  One of the most frequent topics that comes up is the differences between traditional [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/traditional-bank-owned-short-sales-comparison/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: Is NOW the Right Time for Me to Buy a Home?</title>
		<link>http://www.twincitiesrealestateblog.com/2009/qa-now-the-right-time-to-buy-a-hom/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/qa-now-the-right-time-to-buy-a-hom/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 04:20:12 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[now the right time]]></category>
		<category><![CDATA[pre approval]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=487</guid>
		<description><![CDATA[This is a very common question I get asked by prospective buyers given our current economic situation and the conflicting information they get from news, friends, family and coworkers. Below is a list of questions to ask yourself as a guide to help you decide if now is a good time to buy for you. [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/qa-now-the-right-time-to-buy-a-hom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: Twin Cities Foreclosure Information</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qa-twin-cities-foreclosure-information/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qa-twin-cities-foreclosure-information/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 04:41:59 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[distressed properties]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[lender mediated]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=358</guid>
		<description><![CDATA[I often get questions on where to find information on foreclosure properties in the Minneapolis/St. Paul area.  Here are a few free resources that you can refer to: Hennepin County Foreclosures Dakota County Foreclosures Search Foreclosures and Short Sales currently for sale Unfortunately the other counties have not become user-friendly enough to post their sheriff [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qa-twin-cities-foreclosure-information/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A &#8211; How Long Should it Take to Sell My Home?</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qahow-long-should-it-take-to-sell-my-home/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qahow-long-should-it-take-to-sell-my-home/#comments</comments>
		<pubDate>Fri, 09 May 2008 06:27:39 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=221</guid>
		<description><![CDATA[According to the RMLS&#8217;s analysis of the 13 county Twin Cities metro area, the average home is selling in 165 days.  But also according to the RMLS, that home is only selling for 91.7% of original list price. Now I&#8217;m not 100% sure on this, but my feeling is that most sellers would prefer to [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qahow-long-should-it-take-to-sell-my-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: When Will the Twin Cities Real Estate Market Hit Bottom?</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qa-when-will-the-twin-cities-real-estate-market-hit-bottom/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qa-when-will-the-twin-cities-real-estate-market-hit-bottom/#comments</comments>
		<pubDate>Tue, 08 Apr 2008 06:13:45 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[housing bust]]></category>
		<category><![CDATA[housing prices]]></category>
		<category><![CDATA[market bottom]]></category>
		<category><![CDATA[twin cities market bubble]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=207</guid>
		<description><![CDATA[This question comes up with both my clients and my coworkers: &#8220;When will we hit bottom?&#8221; The problem with that question is that there is more than one answer.  Are we talking about: Lowest sales price? Fewest units sold in a month? Highest supply of homes on the market? Longest days on market? Lowest (or [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qa-when-will-the-twin-cities-real-estate-market-hit-bottom/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: How Much Off the Price of a House Can I Offer?</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qa-how-much-off-the-price-of-a-house-can-i-offer/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qa-how-much-off-the-price-of-a-house-can-i-offer/#comments</comments>
		<pubDate>Tue, 01 Apr 2008 11:47:07 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/2008/qa-how-much-off-the-price-of-a-house-can-i-offer/</guid>
		<description><![CDATA[Question: I&#8217;ve been reading in the newspaper and seeing on TV that houses are not selling for what they are listed for.  How much can I take off the asking price? Answer: Houses are selling on average for 91% of their original list price, which is to say that this is an average.  Homes that [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qa-how-much-off-the-price-of-a-house-can-i-offer/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: How Long to Hear Back on a Short Sale?</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qa-how-long-to-hear-back-on-a-short-sale/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qa-how-long-to-hear-back-on-a-short-sale/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 12:10:09 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[response from bank]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/2008/qa-how-long-to-hear-back-on-a-short-sale/</guid>
		<description><![CDATA[Question: I submitted an offer on a listing where the seller needs to get approval of a short sale from their bank(s)&#8230;how long will it take to hear back? Answer: Responses from banks on short sales is typically taking anywhere from 2 weeks to 2 months, with 1+ months being the most typical.  Most lenders [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qa-how-long-to-hear-back-on-a-short-sale/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: What Counts as Finished Square Feet?</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qa-what-counts-as-finished-square-feet/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qa-what-counts-as-finished-square-feet/#comments</comments>
		<pubDate>Fri, 28 Mar 2008 12:02:45 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Questions and Answers]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/2008/qa-what-counts-as-finished-square-feet/</guid>
		<description><![CDATA[Question: How do I know what is considered &#8220;finished square feet&#8221; in a home? Answer: The typical definition of finished square feet includes all of the following: A permanent heat source (i.e. not a portable heater) Permanent lighting Finished walls (painted concrete block is ok) Finished ceiling (but not necessarily ceiling tiles or drywall, as [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qa-what-counts-as-finished-square-feet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: Will My City See Appreciation in the Next 5 Years?</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qa-will-my-city-see-appreciation-in-the-next-5-years/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qa-will-my-city-see-appreciation-in-the-next-5-years/#comments</comments>
		<pubDate>Wed, 26 Mar 2008 11:52:40 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[twin cities real estate appreciation]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/2008/qa-will-my-city-see-appreciation-in-the-next-5-years/</guid>
		<description><![CDATA[Question:With houses having fallen in price over the last few year, will {Minneapolis / Brooklyn Park / Crystal / Apple Valley / Chaska / St. Paul / Woodbury / etc} going to see appreciation in the next 5 years? Answer:  There is no crystal ball that will foretell the future but based on what I&#8217;m [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qa-will-my-city-see-appreciation-in-the-next-5-years/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: Is Now a Good Time to Buy Up?</title>
		<link>http://www.twincitiesrealestateblog.com/2008/qa-is-now-a-good-time-to-buy-up/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/qa-is-now-a-good-time-to-buy-up/#comments</comments>
		<pubDate>Tue, 25 Mar 2008 12:55:58 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Questions and Answers]]></category>
		<category><![CDATA[good time to buy]]></category>
		<category><![CDATA[good time to sell]]></category>
		<category><![CDATA[trade up]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/2008/qa-is-now-a-good-time-to-buy-up/</guid>
		<description><![CDATA[Question: &#8220;I own a smaller home and am thinking about buying a bigger one&#8230; is now a good time to buy up?&#8221; Answer: Part of the answer depends on where/what you are selling and where/what you are buying.  The general rule of thumb is that this is a good time to make a move if [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/qa-is-now-a-good-time-to-buy-up/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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