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	<title>Twin Cities Real Estate Blog &#187; Useless Ramblings</title>
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	<link>http://www.twincitiesrealestateblog.com</link>
	<description>Housing News, Opinion, Statistics and Homes for Sale</description>
	<lastBuildDate>Wed, 08 Feb 2012 15:00:00 +0000</lastBuildDate>
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		<title>Shadow Inventory &#8211; The Housing Market&#8217;s Boogieman</title>
		<link>http://www.twincitiesrealestateblog.com/2012/shadow-inventory-the-housing-markets-boogieman/</link>
		<comments>http://www.twincitiesrealestateblog.com/2012/shadow-inventory-the-housing-markets-boogieman/#comments</comments>
		<pubDate>Wed, 01 Feb 2012 21:11:25 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[shadow inventory]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=2760</guid>
		<description><![CDATA[For years now we&#8217;ve been hearing housing &#8220;experts&#8221; talk about the shadow housing inventory.  This is apparently all the distressed housing backlog that has yet to make its way through the system. Depending on who you talk to, it may or may not include homeowners that are underwater (but current), people who have jobs now but [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2012/shadow-inventory-the-housing-markets-boogieman/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Foreclosures: Doing the Right Thing</title>
		<link>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 14:18:05 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1565</guid>
		<description><![CDATA[Today there is an article in the Star Tribune discussing options for homeowners that are underwater.  Today this is a commonly discussed topic and one that shouldn&#8217;t be ignored.  The first couple in the article talk about their decision to walk away from their home.  The article discusses their reasoning for walking away and they [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/foreclosures-doing-the-right-thing/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Great Explanation on Trademarks and REALTORS</title>
		<link>http://www.twincitiesrealestateblog.com/2010/explaining-trademarks-realtors/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/explaining-trademarks-realtors/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 12:44:07 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Ethics]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Useless Ramblings]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1387</guid>
		<description><![CDATA[This isn&#8217;t the typical nerdy stats or opinion piece I normally do but I thought this was a great explanation of trademark law and also what makes a REALTOR different than a real estate agent: I&#8217;m a big fan of what sets REALTORS apart for just licensed real estate agents &#8211; I believe the biggest [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/explaining-trademarks-realtors/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Vacant Houses for Sale</title>
		<link>http://www.twincitiesrealestateblog.com/2010/vacant-houses-for-sale/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/vacant-houses-for-sale/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 14:45:12 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Landscaping]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[unshoveled driveways]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=931</guid>
		<description><![CDATA[Dear Owners &#38; Listing Agents of vacant relocation properties, short sales and foreclosures: Today I showed one house that was completely unshoveled and a 2nd that was partially shoveled but very icy.  In both cases I and my clients almost fell a couple times each.  This is not a good way to get people to buy [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/vacant-houses-for-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bad MLS Photos</title>
		<link>http://www.twincitiesrealestateblog.com/2009/bad-mls-photos/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/bad-mls-photos/#comments</comments>
		<pubDate>Thu, 03 Dec 2009 21:58:26 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[MLS Compliment & Criticism]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[bad mls photos]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=745</guid>
		<description><![CDATA[I wanted to show you just a sampling of the bad photos I see online each day but since they are the property of the agent that took them, I would need to call and ask them for permission.  Could you imagine that call? Uh hi, my name is Aaron Dickinson and I am blogging [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/bad-mls-photos/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Thanksgiving</title>
		<link>http://www.twincitiesrealestateblog.com/2009/thanksgiving/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/thanksgiving/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 15:56:31 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[General]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[thanksgiving]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=734</guid>
		<description><![CDATA[This is a time when many bloggers get overly sappy and talk about the history of Thanksgiving, or what Thanksgiving means to them, or their plans for getting together with family.  I&#8217;m not much for the all that, so this will be quite brief. I&#8217;ve worked with some great buyers and sellers this year and [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/thanksgiving/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retailers Sinking Housing Market?</title>
		<link>http://www.twincitiesrealestateblog.com/2009/retailers-sinking-housing-market/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/retailers-sinking-housing-market/#comments</comments>
		<pubDate>Wed, 18 Nov 2009 05:06:55 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Useless Ramblings]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=715</guid>
		<description><![CDATA[Could retailers be sinking the housing market? Ok, so I doubt they&#8217;re sinking the housing market but retailers are likely having some influence in the housing market today: When the annual holiday season rolls around, home buyer activity falls sharply and home seller activity wanes too. In addition, retailers are also throwing out their holiday [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/retailers-sinking-housing-market/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Twin Cities Real Estate Rollercoaster</title>
		<link>http://www.twincitiesrealestateblog.com/2009/twin-cities-real-estate-rollercoaster/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/twin-cities-real-estate-rollercoaster/#comments</comments>
		<pubDate>Wed, 03 Jun 2009 17:21:53 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[buyers]]></category>
		<category><![CDATA[sellers]]></category>
		<category><![CDATA[twin cities real estate]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=594</guid>
		<description><![CDATA[Betsy Soderlund wants the emotional roller coaster that is the Minneapolis real estate market to be less like the cork screw and more like the flume. &#8211; @betsysoderlund This Twitter post last night sums up what many people in the real estate market are feeling right now.  Things seem to be going up, down, left, [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/twin-cities-real-estate-rollercoaster/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I&#039;m P*ssed Off At Some REO(Foreclosure) Agents</title>
		<link>http://www.twincitiesrealestateblog.com/2009/im-p-ssed-off-at-some-reo-agents/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/im-p-ssed-off-at-some-reo-agents/#comments</comments>
		<pubDate>Tue, 19 May 2009 13:00:13 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Ethics]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[reo agents that suck]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=584</guid>
		<description><![CDATA[I try to behave myself, I try to keep my emotions www.ered so that my opinions can be read and understood without coming off so harsh that people click away before they finish reading.  Well today I just don&#8217;t care.  This is a list (though not comprehensive) of the reasons that I&#8217;m sick and tired [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/im-p-ssed-off-at-some-reo-agents/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
		</item>
		<item>
		<title>Foreclosures and Safety</title>
		<link>http://www.twincitiesrealestateblog.com/2009/foreclosures-and-safety/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/foreclosures-and-safety/#comments</comments>
		<pubDate>Sun, 19 Apr 2009 19:43:29 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[as is]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[getting the stink out]]></category>
		<category><![CDATA[icky houses]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=530</guid>
		<description><![CDATA[This past week I&#8217;ve been in many different foreclosures with my clients.  Some bank owned homes are in turn-key (aka mint) condition and are wonderful.  Others are&#8230;. how do I say this&#8230;. crap.  Many are simple run down and need repairs, cleaning and updating.  Many more though are safety hazards in their current form.  I&#8217;ve [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/foreclosures-and-safety/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Why the $15,000 Home Buyer Tax Credit is Awful</title>
		<link>http://www.twincitiesrealestateblog.com/2009/why-the-15000-home-buyer-credit-is-awful/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/why-the-15000-home-buyer-credit-is-awful/#comments</comments>
		<pubDate>Mon, 09 Feb 2009 14:30:58 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[$15000 tax credit]]></category>
		<category><![CDATA[federal tax credit]]></category>
		<category><![CDATA[housing stimulus]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=445</guid>
		<description><![CDATA[America is in serious trouble and it will take many efforts to bring the country back from a recession/depression.  While most of the measures that the U.S. Government is taking are well beyond my understanding, their efforts on housing are something I believe I have a firm understanding and it is with these efforts which [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/why-the-15000-home-buyer-credit-is-awful/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>22% of Minneapolis Association Realtors Lack Ethics (Training)</title>
		<link>http://www.twincitiesrealestateblog.com/2009/22-percentof-minneapolis-association-realtors-lack-ethics-training/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/22-percentof-minneapolis-association-realtors-lack-ethics-training/#comments</comments>
		<pubDate>Tue, 06 Jan 2009 05:26:19 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Ethics]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[Code of Ethics]]></category>
		<category><![CDATA[lazy agents]]></category>
		<category><![CDATA[realtors]]></category>
		<category><![CDATA[training]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=391</guid>
		<description><![CDATA[Every 4 years the National Association of Realtors requires that members take a 2.5 hour class on the Realtor Code of Ethics to refresh their memories on what it means to be a Realtor and the level of professionalism they are expected to maintain and to expect from others.  The deadline for the current quadrennial ethics [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/22-percentof-minneapolis-association-realtors-lack-ethics-training/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Star Tribune &#8211; Stop Your Invasive Ads</title>
		<link>http://www.twincitiesrealestateblog.com/2008/star-tribune-stop-your-invasive-ads/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/star-tribune-stop-your-invasive-ads/#comments</comments>
		<pubDate>Fri, 26 Dec 2008 04:08:31 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[invasive ads]]></category>
		<category><![CDATA[star tribune]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=382</guid>
		<description><![CDATA[I&#8217;m sorry this is little bit of a rant outside of my normal commentary but I needed a forum to vent my frustration&#8230; I hope you will indulge me. In the last month or two Star Tribune has started employing annoying and invasive ads on their web site.  First it was &#8220;virus alert&#8221; popups that [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/star-tribune-stop-your-invasive-ads/feed/</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>Countrywide Takes a Holiday from Short Sales</title>
		<link>http://www.twincitiesrealestateblog.com/2008/countrywide-takes-a-holiday-from-short-sales/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/countrywide-takes-a-holiday-from-short-sales/#comments</comments>
		<pubDate>Wed, 24 Dec 2008 15:39:32 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=380</guid>
		<description><![CDATA[On Monday I went to lunch with my business partner who works on 5-10 short sales at a time and he told me that of the 7 phone numbers he has for Loss Mitigation Specialists at Countrywide (now part of Bank of America) all have voicemail messages that say they are out of the office [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/countrywide-takes-a-holiday-from-short-sales/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Crazy Homeowner &#8211; Keep Kids in Private School &amp; Mom at Home, Lose the House</title>
		<link>http://www.twincitiesrealestateblog.com/2008/crazy-homeowne/</link>
		<comments>http://www.twincitiesrealestateblog.com/2008/crazy-homeowne/#comments</comments>
		<pubDate>Mon, 11 Aug 2008 20:39:22 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[crazy homeowners]]></category>
		<category><![CDATA[faceless entities]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[personal responsibility]]></category>
		<category><![CDATA[short sale]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=257</guid>
		<description><![CDATA[CNBC has a new show called &#8220;On the Money with Carmen Wong Ulrich&#8221; and I recently saw a segment that drove me nuts.  Click here to see the video. Here&#8217;s a summary: They send one kid to private school ($14,000/yr currently), the 2nd will be in kindergarten next year Mom stays at home Mom can [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2008/crazy-homeowne/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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