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	<title>Twin Cities Real Estate Blog &#187; foreclosures</title>
	<atom:link href="http://www.twincitiesrealestateblog.com/tag/foreclosures/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.twincitiesrealestateblog.com</link>
	<description>Housing News, Opinion, Statistics and Homes for Sale</description>
	<lastBuildDate>Tue, 07 Feb 2012 20:29:06 +0000</lastBuildDate>
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		<item>
		<title>Minnesota Foreclosures in Q3 2011 Down 32% from Q3 2010</title>
		<link>http://www.twincitiesrealestateblog.com/2011/minnesota-foreclosures-down-32-percent/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/minnesota-foreclosures-down-32-percent/#comments</comments>
		<pubDate>Fri, 04 Nov 2011 16:52:00 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[sheriff sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1975</guid>
		<description><![CDATA[This just in from HousingLink: There were 4,935 foreclosures in Minnesota in Q3 of 2011, down 32% from Q3 2010. Q3 2011 marks four consecutive quarters with fewer than 6,000 statewide foreclosures.  While this follows four quarters in which the statewide count exceeded that number, the Q3 2011 figure of 4,935 still far exceeds the [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/minnesota-foreclosures-down-32-percent/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Foreclosures and Short Sales Don&#8217;t Matter to House Prices</title>
		<link>http://www.twincitiesrealestateblog.com/2011/foreclosures-short-sales-dont-matter-house-prices/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/foreclosures-short-sales-dont-matter-house-prices/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 15:14:24 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Crystal Ball Projections]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[median sales price]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1875</guid>
		<description><![CDATA[While foreclosures and short sales continue to be around 40% of our sales, when looking at housing prices I believe they should be completely ignored. When looking at all Twin Cities housing sales, here is how the Median Sales Price stacks up: &#160; When we split it out to look at Foreclosures, Short Sales and [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/foreclosures-short-sales-dont-matter-house-prices/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Fannie Mae Gets Smart, Adds Electronic Lock Boxes to Houses</title>
		<link>http://www.twincitiesrealestateblog.com/2011/fannie-mae-gets-smart-adds-electronic-lock-boxes/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/fannie-mae-gets-smart-adds-electronic-lock-boxes/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 17:02:35 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[electronic lock boxes]]></category>
		<category><![CDATA[fannie mae]]></category>
		<category><![CDATA[foreclosures]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1873</guid>
		<description><![CDATA[Fannie Mae, the mortgage giant, will begin requiring electronic lock boxes on their listings. This means that showing agents will use these boxes instead of the current practice of push button lock boxes. Some may ask, &#8220;so what?&#8221;  Foreclosure properties are occasionally mistreated by real estate agents &#8211; some will or let their buyers pull [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/fannie-mae-gets-smart-adds-electronic-lock-boxes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Traditional Seller Prices Rise, Foreclosure Prices Plummet</title>
		<link>http://www.twincitiesrealestateblog.com/2011/prices-rise-prices-plummet/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/prices-rise-prices-plummet/#comments</comments>
		<pubDate>Sun, 13 Feb 2011 05:52:38 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[median sales price]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1762</guid>
		<description><![CDATA[You have Zillow, Trulia, Case/Shiller, the National Association of REALTORS and the Minneapolis Area Association of REALTORS and many others all release housing statistics that are then mentioned by local media. The beauty of today is that we have more information than we have ever had before &#8211; the problem with today is that a [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/prices-rise-prices-plummet/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>2 in 3 Bank Owned Homes Under $100k Sold to Cash Buyers</title>
		<link>http://www.twincitiesrealestateblog.com/2010/bank-owned-homes-cash-buyers/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/bank-owned-homes-cash-buyers/#comments</comments>
		<pubDate>Thu, 23 Sep 2010 12:30:55 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[cash offers]]></category>
		<category><![CDATA[flipping]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[rehab]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1381</guid>
		<description><![CDATA[During the first 6 months of 2010, 63% of all the bank owned homes under $100,000 were purchased with cash.  Why is this? Banks LOVE cashBanks that have foreclosure inventory on their books want to sell those homes quickly and they want to be sure that if they accept an offer that the buyer will [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/bank-owned-homes-cash-buyers/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>2010 Twin Cities House Prices &#8211; Fall Forecast</title>
		<link>http://www.twincitiesrealestateblog.com/2010/twin-cities-house-prices/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-house-prices/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 12:23:36 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[forecasting]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[sales prices]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1641</guid>
		<description><![CDATA[Twin Cities Median Sales Price &#8211; All Properties (image courtesy Minneapolis Area Association of REALTORS) What does the fall and winter 2010 hold for Twin Cities home prices? If the last couple years are any benchmark, we should see median sales prices drop substantially&#8230; most likely back to the $155,000-$160,000 range that we have seen [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-house-prices/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>2010 Twin Cities Pre-Foreclosure Notices up 20% vs 2009</title>
		<link>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 16:25:32 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[pre-foreclosures]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1479</guid>
		<description><![CDATA[The Minnesota Home Ownership Center has been tracking pre-foreclosure notices received by foreclosure counseling agencies throughout Minnesota and just posted some updated charts that show 2010 pre-foreclosure notices are consistently higher than the same time frame in 2009.  Through June 2010, notices are up a considerable 20%: I don&#8217;t find these numbers very surprising: the [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Twin Cities: 1 in 6 Homes Purchased With Cash in 1st Half of 2010</title>
		<link>http://www.twincitiesrealestateblog.com/2010/twin-cities-1-in-six-homes-purchased-cash-2010/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-1-in-six-homes-purchased-cash-2010/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 12:31:59 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[cash financing]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[investors]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1370</guid>
		<description><![CDATA[Based on data from NorthstarMLS, I was able to put together the following chart that shows how home buyers in the first 1/2 of 2010 were financing their purchases.  Fully 1 in every 6 buyers paid in cold hard cash, a huge increase from the 1 in 20 to 1 in 25 ratio more typical [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-1-in-six-homes-purchased-cash-2010/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>First Time Buyer Homes In Short Supply In Twin Cities</title>
		<link>http://www.twincitiesrealestateblog.com/2010/first-time-buyer-homes-in-short-supply-in-twin-cities/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/first-time-buyer-homes-in-short-supply-in-twin-cities/#comments</comments>
		<pubDate>Mon, 26 Apr 2010 22:19:41 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[tax credits]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[houses for sale]]></category>
		<category><![CDATA[tax credit]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1170</guid>
		<description><![CDATA[I have two buyers in the $125,000 &#8211; $150,ooo price range that are struggling to find houses when just a few months ago there was a lot more inventory to choose from.  This weekend my clients wanted to see a total of 11 houses &#8211; I found out that 4 were already sold subject to [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/first-time-buyer-homes-in-short-supply-in-twin-cities/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Tips on Buying a Short Sale Property</title>
		<link>http://www.twincitiesrealestateblog.com/2010/tips-on-buying-a-short-sale-property/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/tips-on-buying-a-short-sale-property/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 17:18:28 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[buyer tips]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1153</guid>
		<description><![CDATA[The Minnesota Home Ownership Center has just put out another good resource for buyers &#8211; this one discusses things to consider before making an offer on a short sale. Short sales can be a good opportunity and can also be a waste of 2-6 months&#8217; of waiting too &#8211; each situation is different.  It&#8217;s important to understand the [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/tips-on-buying-a-short-sale-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Investors Competing with Home Buyers on Foreclosures</title>
		<link>http://www.twincitiesrealestateblog.com/2010/investors-competing-with-home-buyers-on-foreclosures/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/investors-competing-with-home-buyers-on-foreclosures/#comments</comments>
		<pubDate>Wed, 20 Jan 2010 14:57:18 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[investors]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[special financing]]></category>
		<category><![CDATA[cash offers]]></category>
		<category><![CDATA[first time buyers]]></category>
		<category><![CDATA[foreclosures]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=980</guid>
		<description><![CDATA[In the last 12 months I&#8217;ve had a few situations where my client&#8217;s offer on a foreclosure was rejected in favor of a cash offer.  In my office, I know of many others that have experienced the same thing. With the data provided by RMLS that I used yesterday to comment about FHA transactions, I am also [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/investors-competing-with-home-buyers-on-foreclosures/feed/</wfw:commentRss>
		<slash:comments>16</slash:comments>
		</item>
		<item>
		<title>Vacant Houses for Sale</title>
		<link>http://www.twincitiesrealestateblog.com/2010/vacant-houses-for-sale/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/vacant-houses-for-sale/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 14:45:12 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Landscaping]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Useless Ramblings]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[unshoveled driveways]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=931</guid>
		<description><![CDATA[Dear Owners &#38; Listing Agents of vacant relocation properties, short sales and foreclosures: Today I showed one house that was completely unshoveled and a 2nd that was partially shoveled but very icy.  In both cases I and my clients almost fell a couple times each.  This is not a good way to get people to buy [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/vacant-houses-for-sale/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Happens to Vacant Foreclosures?</title>
		<link>http://www.twincitiesrealestateblog.com/2009/what-happens-to-vacant-foreclosures/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/what-happens-to-vacant-foreclosures/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 16:45:23 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[redemption period]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=741</guid>
		<description><![CDATA[Star Tribune has an article discussing how many houses in foreclosure sit in limbo between the owner that is losing it and the bank that is repossessing it.  There are a few things in the story that aren&#8217;t quite right but the gist is good.  Worth a read.  The comments from readers are just sad [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/what-happens-to-vacant-foreclosures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Foreclosures More Profitable Than Loan Modifications To Loan Servicers</title>
		<link>http://www.twincitiesrealestateblog.com/2009/foreclosures-more-profitable-than-loan-modifications-to-loan-servicers/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/foreclosures-more-profitable-than-loan-modifications-to-loan-servicers/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 12:08:47 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan servicing]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=678</guid>
		<description><![CDATA[The Huffington Post has a story discussing a new report by the National Consumer Law Center regarding how the compensation structure for servicers make it more financially advantageous to service the loan through foreclosure than to help prevent the foreclosure by doing a short sale or loan modification.  Sad but probably quite true. NCLC Report [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/foreclosures-more-profitable-than-loan-modifications-to-loan-servicers/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>No Houses Left for First Time Buyers</title>
		<link>http://www.twincitiesrealestateblog.com/2009/no-houses-left-for-first-time-buyers/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/no-houses-left-for-first-time-buyers/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 22:26:57 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[1st time buyer credit]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[MLS stats]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=667</guid>
		<description><![CDATA[In the last few months we&#8217;ve seen a flurry of sales as first time buyers are trying to close on a home purchase before the $8000 tax credit expires on November 30th (maybe). This has largely lead to the precipitous decline of available inventory on the under $190k and brought Months supply of homes in [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/no-houses-left-for-first-time-buyers/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
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