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	<title>Twin Cities Real Estate Blog &#187; loan modification</title>
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		<title>Why Loan Modifications &amp; Short Sales Are So Tough</title>
		<link>http://www.twincitiesrealestateblog.com/2010/why-loan-modifications-short-sales-are-so-tough/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/why-loan-modifications-short-sales-are-so-tough/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 12:50:05 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Neighborhood Info]]></category>
		<category><![CDATA[special financing]]></category>
		<category><![CDATA[2nd mortgages]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=989</guid>
		<description><![CDATA[Minnesota Home Ownership Center does a great job of helping struggling homeowners determine and exercise their options.  Their blog post yesterday introduced me to a short article from Public Citizen that explains a large part of our problems in negotiating loan mods and short sales. Related Posts:Banks Suing Homeowners AFTER ForeclosureA Mortgage Modification in Just 7 [...]]]></description>
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		<title>Foreclosures More Profitable Than Loan Modifications To Loan Servicers</title>
		<link>http://www.twincitiesrealestateblog.com/2009/foreclosures-more-profitable-than-loan-modifications-to-loan-servicers/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/foreclosures-more-profitable-than-loan-modifications-to-loan-servicers/#comments</comments>
		<pubDate>Wed, 28 Oct 2009 12:08:47 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[loan servicing]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=678</guid>
		<description><![CDATA[The Huffington Post has a story discussing a new report by the National Consumer Law Center regarding how the compensation structure for servicers make it more financially advantageous to service the loan through foreclosure than to help prevent the foreclosure by doing a short sale or loan modification.  Sad but probably quite true. NCLC Report [...]]]></description>
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		<title>Making Home Affordable Program Not Working</title>
		<link>http://www.twincitiesrealestateblog.com/2009/making-home-affordable-program-not-working/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/making-home-affordable-program-not-working/#comments</comments>
		<pubDate>Fri, 02 Oct 2009 18:09:32 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
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		<category><![CDATA[foreclosure prevention]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=652</guid>
		<description><![CDATA[Fellow local blogger and awesome mortgage broker Alex Stenback has a great post explaining how few people are being helped by the Marking Home Affordable program, which has only helped 93,000 borrowers so far when original estimates suggested up to 7 million could be helped. If we could do more successful loan modifications and short [...]]]></description>
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		<title>Freddie Mac Video on Preparing for a Mortgage Loan Modification</title>
		<link>http://www.twincitiesrealestateblog.com/2009/freddie-mac-video-preparing-for-mortgage-loan-modification/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/freddie-mac-video-preparing-for-mortgage-loan-modification/#comments</comments>
		<pubDate>Wed, 23 Sep 2009 14:38:09 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[hope for homeowners]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortgage modification]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=647</guid>
		<description><![CDATA[Freddie Mac has released a 2 minute video with suggestions on what you will need to provide for a mortgage loan modification request.  If you have everything prepared beforehand, the process will be quicker and smoother than if you do not prepare.  As mortgage modifications can take weeks or months to complete, having everything upfront [...]]]></description>
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