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	<title>Twin Cities Real Estate Blog &#187; short sales</title>
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	<link>http://www.twincitiesrealestateblog.com</link>
	<description>Housing News, Opinion, Statistics and Homes for Sale</description>
	<lastBuildDate>Tue, 07 Feb 2012 20:29:06 +0000</lastBuildDate>
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		<title>Foreclosures and Short Sales Don&#8217;t Matter to House Prices</title>
		<link>http://www.twincitiesrealestateblog.com/2011/foreclosures-short-sales-dont-matter-house-prices/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/foreclosures-short-sales-dont-matter-house-prices/#comments</comments>
		<pubDate>Tue, 05 Jul 2011 15:14:24 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Crystal Ball Projections]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[median sales price]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1875</guid>
		<description><![CDATA[While foreclosures and short sales continue to be around 40% of our sales, when looking at housing prices I believe they should be completely ignored. When looking at all Twin Cities housing sales, here is how the Median Sales Price stacks up: &#160; When we split it out to look at Foreclosures, Short Sales and [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/foreclosures-short-sales-dont-matter-house-prices/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Stupidly Slow Short Sales That Seldom Sell</title>
		<link>http://www.twincitiesrealestateblog.com/2011/stupidly-slow-short-sales/</link>
		<comments>http://www.twincitiesrealestateblog.com/2011/stupidly-slow-short-sales/#comments</comments>
		<pubDate>Thu, 17 Mar 2011 03:27:32 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1793</guid>
		<description><![CDATA[Here we are, years into the housing crisis, and it seems like while banks have become pretty good at selling foreclosures they are still horrible at closing short sales.  On average, short sales a have substantially lower chance of closing than traditional or bank owned listings, which means a huge number of short sales fail [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2011/stupidly-slow-short-sales/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>2010 Twin Cities Pre-Foreclosure Notices up 20% vs 2009</title>
		<link>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/#comments</comments>
		<pubDate>Thu, 05 Aug 2010 16:25:32 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[pre-foreclosures]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1479</guid>
		<description><![CDATA[The Minnesota Home Ownership Center has been tracking pre-foreclosure notices received by foreclosure counseling agencies throughout Minnesota and just posted some updated charts that show 2010 pre-foreclosure notices are consistently higher than the same time frame in 2009.  Through June 2010, notices are up a considerable 20%: I don&#8217;t find these numbers very surprising: the [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/twin-cities-pre-foreclosure-notices/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>1300 Sellers in Twin Cities Waiting for Lender Short Sale Approvals</title>
		<link>http://www.twincitiesrealestateblog.com/2010/1300-short-sales-waiting-lender-approval/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/1300-short-sales-waiting-lender-approval/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 12:51:54 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Crystal Ball Projections]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1424</guid>
		<description><![CDATA[Based on my personal analysis of our local MLS database, approximately 1300 Twin Cities sellers and at least as many buyers may be waiting for their offer on a short sale property to be reviewed and accepted/rejected/countered by the seller&#8217;s lender(s).  The number of buyers waiting for answers may be substantially higher than the number [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/1300-short-sales-waiting-lender-approval/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>In A Short Sale, Who Represents The Lender?</title>
		<link>http://www.twincitiesrealestateblog.com/2010/in-a-short-sale-who-represents-the-lender/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/in-a-short-sale-who-represents-the-lender/#comments</comments>
		<pubDate>Mon, 05 Apr 2010 18:40:15 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[lender mediated]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1156</guid>
		<description><![CDATA[Twin Cities February closed sales showed that bank owned foreclosures were 35% of the month&#8217;s closed units and short sales represented another 13% &#8211; making Lender-Mediated homes sales almost 50% of all residential home sales in the Minneapolis/St. Paul region. On a bank-owned home the Seller is of course the bank and therefore the Listing Agent [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/in-a-short-sale-who-represents-the-lender/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Tips on Buying a Short Sale Property</title>
		<link>http://www.twincitiesrealestateblog.com/2010/tips-on-buying-a-short-sale-property/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/tips-on-buying-a-short-sale-property/#comments</comments>
		<pubDate>Wed, 31 Mar 2010 17:18:28 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[buyer tips]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=1153</guid>
		<description><![CDATA[The Minnesota Home Ownership Center has just put out another good resource for buyers &#8211; this one discusses things to consider before making an offer on a short sale. Short sales can be a good opportunity and can also be a waste of 2-6 months&#8217; of waiting too &#8211; each situation is different.  It&#8217;s important to understand the [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/tips-on-buying-a-short-sale-property/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Loan Modifications &amp; Short Sales Are So Tough</title>
		<link>http://www.twincitiesrealestateblog.com/2010/why-loan-modifications-short-sales-are-so-tough/</link>
		<comments>http://www.twincitiesrealestateblog.com/2010/why-loan-modifications-short-sales-are-so-tough/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 12:50:05 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Neighborhood Info]]></category>
		<category><![CDATA[special financing]]></category>
		<category><![CDATA[2nd mortgages]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=989</guid>
		<description><![CDATA[Minnesota Home Ownership Center does a great job of helping struggling homeowners determine and exercise their options.  Their blog post yesterday introduced me to a short article from Public Citizen that explains a large part of our problems in negotiating loan mods and short sales. Related Posts:Banks Suing Homeowners AFTER ForeclosureA Mortgage Modification in Just 7 [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2010/why-loan-modifications-short-sales-are-so-tough/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Minneapolis &amp; St. Paul Foreclosure Short Sale Report Updated</title>
		<link>http://www.twincitiesrealestateblog.com/2009/minneapolis-st-paul-foreclosure-short-sale-report-updated/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/minneapolis-st-paul-foreclosure-short-sale-report-updated/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 13:54:28 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[lender mediated sales]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[traditional sellers]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=763</guid>
		<description><![CDATA[MAAR&#8217;s Foreclosure and Short Sale Report (FSS for short) has been updated for November 2009.  Since October we are now publishing this report MONTHLY and have broken out foreclosures, short sales and traditional sales separately. There is a TON of information in here to see but some of the big items of note: Foreclosure/REO new [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/minneapolis-st-paul-foreclosure-short-sale-report-updated/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What Happens to Vacant Foreclosures?</title>
		<link>http://www.twincitiesrealestateblog.com/2009/what-happens-to-vacant-foreclosures/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/what-happens-to-vacant-foreclosures/#comments</comments>
		<pubDate>Sun, 29 Nov 2009 16:45:23 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[redemption period]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=741</guid>
		<description><![CDATA[Star Tribune has an article discussing how many houses in foreclosure sit in limbo between the owner that is losing it and the bank that is repossessing it.  There are a few things in the story that aren&#8217;t quite right but the gist is good.  Worth a read.  The comments from readers are just sad [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/what-happens-to-vacant-foreclosures/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No Houses Left for First Time Buyers</title>
		<link>http://www.twincitiesrealestateblog.com/2009/no-houses-left-for-first-time-buyers/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/no-houses-left-for-first-time-buyers/#comments</comments>
		<pubDate>Mon, 26 Oct 2009 22:26:57 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[1st time buyer credit]]></category>
		<category><![CDATA[first time buyer]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[MLS stats]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=667</guid>
		<description><![CDATA[In the last few months we&#8217;ve seen a flurry of sales as first time buyers are trying to close on a home purchase before the $8000 tax credit expires on November 30th (maybe). This has largely lead to the precipitous decline of available inventory on the under $190k and brought Months supply of homes in [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/no-houses-left-for-first-time-buyers/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>1000&#039;s of Pending Home Sales may be Missing from MLS Reporting</title>
		<link>http://www.twincitiesrealestateblog.com/2009/1000s-of-pending-home-sales-may-be-missing-from-mls-reporting/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/1000s-of-pending-home-sales-may-be-missing-from-mls-reporting/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 12:52:26 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[MLS Compliment & Criticism]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[mls]]></category>
		<category><![CDATA[pending sales]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=654</guid>
		<description><![CDATA[The Minneapolis Area Association of Realtors has a fantastic assortment of stats that are published on weekly, monthly, quarterly and yearly cycles.  These reports are based off the listing data provided by our local MLS, the Regional MLS of Minnesota. As anyone who works with data knows, the statistics you create are only as good [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/1000s-of-pending-home-sales-may-be-missing-from-mls-reporting/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Traditional Sellers Have Window of Opportunity</title>
		<link>http://www.twincitiesrealestateblog.com/2009/traditional-sellers-have-window-of-opportunity/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/traditional-sellers-have-window-of-opportunity/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 02:40:17 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[bank owned]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[lender mediated]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=631</guid>
		<description><![CDATA[A while back we released the 2nd Quarter Foreclosure (REO) &#38; Short Sales Report, which not only debuted another revision to the methodology that decreased the counts of foreclosures and short sales significantly, but also showed positive trends in this market segment.  Good signs included: New Lender Mediated listing activity has remained steady over the [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/traditional-sellers-have-window-of-opportunity/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Jim Cramer: Housing Market Has Bottomed</title>
		<link>http://www.twincitiesrealestateblog.com/2009/jim-cramer-housing-market-has-bottomed/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/jim-cramer-housing-market-has-bottomed/#comments</comments>
		<pubDate>Wed, 17 Jun 2009 12:40:50 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[Media]]></category>
		<category><![CDATA[Mortgage Rates]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[housing market bottom]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=618</guid>
		<description><![CDATA[Jim Cramer on Tuesday&#8217;s show stated that we&#8217;re at a housing market bottom nationally (article).  Below is the video of this segment. While time will tell if Jim Cramer is right, on a local level I&#8217;m not ready to call a housing market bottom.  I do believe however that foreclosures have price-bottomed in our market. [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/jim-cramer-housing-market-has-bottomed/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>What Does &quot;Not Disclosed&quot; Mean Anyway?</title>
		<link>http://www.twincitiesrealestateblog.com/2009/what-does-not-disclosed-mean-anyway/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/what-does-not-disclosed-mean-anyway/#comments</comments>
		<pubDate>Mon, 08 Jun 2009 11:35:05 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[MLS Compliment & Criticism]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Personal Experiences]]></category>
		<category><![CDATA[disclosures]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[liar listings]]></category>
		<category><![CDATA[mls]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=601</guid>
		<description><![CDATA[Over 40% of the sales in the Twin Cities currently occurring are foreclosures or short sales, what we at MAAR call &#8220;lender mediated sales.&#8221; The RMLS of Minnesota recently revised their fields regarding foreclosures and short sales (after a year of much confusion over the old fields) and we now have separate fields for in [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/what-does-not-disclosed-mean-anyway/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Inventory of Foreclosures &amp; Short Sales in Twin Cities Dropping Fast</title>
		<link>http://www.twincitiesrealestateblog.com/2009/foreclosures-and-short-sales-in-twin-cities-dropping-fast/</link>
		<comments>http://www.twincitiesrealestateblog.com/2009/foreclosures-and-short-sales-in-twin-cities-dropping-fast/#comments</comments>
		<pubDate>Thu, 16 Apr 2009 16:35:41 +0000</pubDate>
		<dc:creator>Aaron Dickinson</dc:creator>
				<category><![CDATA[Community Issues]]></category>
		<category><![CDATA[Foreclosures and Short Sales]]></category>
		<category><![CDATA[Info for Buyers]]></category>
		<category><![CDATA[Info for Sellers]]></category>
		<category><![CDATA[Market Stats]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[lender mediated]]></category>
		<category><![CDATA[reo]]></category>
		<category><![CDATA[short sales]]></category>
		<category><![CDATA[traditional seller]]></category>

		<guid isPermaLink="false">http://www.twincitiesrealestateblog.com/?p=507</guid>
		<description><![CDATA[Today MAAR released the quarterly update to their report: &#8220;Foreclosures and Short Sales in the Twin Cities Housing Market,&#8221; which was co-developed and authored by Jeff Allen from MAAR and myself. Today&#8217;s headline number is that while foreclosures and short sales (what we call lender mediated sales) are still a large part of our new listings [...]]]></description>
		<wfw:commentRss>http://www.twincitiesrealestateblog.com/2009/foreclosures-and-short-sales-in-twin-cities-dropping-fast/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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